Be it credit cards, online shopping platforms, retail chain programs, there are many rewards programs in India.

Remember how delighted you were when the cashier at the billing counter surprisingly asked for your loyalty card number and the next moment your bill was halved? More often than not, we tend to overlook the rewards points we collect. It is only when we are asked that we tend to remind ourselves of the multiple rewards programs we are a part of.  

Be it credit cards, airlines, online shopping platforms, retail chain programs, there are many rewards programs in India. There are some we use frequently and some we accrue over a period of time without our knowledge. Planning of loyalty rewards programs right can help you save money every month. The best part is that you can rack up these points in most cases and convert them into gift cards to treat yourself once in a while or save for that much-awaited vacation later in the year. 

Here’s a sampling of the most innovative and reward programs in the country today: 

TimesPoints 


TimesPoints is a unique rewards program that rewards you for every time you spend on its digital partner platforms like The Times of India, The Economic Times, Navbharat Times, Maharashtra Times, NewsPoint, HDFC-TimesPoint Debit Card and many others. Be it their websites or apps, you earn TimesPoints across them all. 

TimesPoints gives you ‘points’ in your wallet that can be traded in to get benefits like deals, gifts and discounts. Reading articles, watching videos and photos, likes, comments, and shares – they all get you one step closer to these benefits. You can then redeem these points across 200+ brands including Amazon, Shoppers Stop, Myntra, Paytm and more.